Critical Wealth Planning Needs
As financial professionals, we take a comprehensive approach to your wealth.
Retirement Planning
Sandy Springs Private Wealth Management provides guidance to help maximize the benefits of our client’s employer-sponsored retirement plans as well as your individual retirement accounts. It is common for corporate employers to offer a range of specific and unique benefits to their executives such as warrants, pensions, and non-qualified stock options. Our analysis will incorporate these in addition to government benefits such as social security to help you gain the most from the options available. Ultimately, our retirement planning is tailored to you.
Estate Planning Strategies
Our practice works collaboratively with legal advisors such as estate attorneys to review wills, trusts and other estate documents. We establish optimal beneficiary designations to aim to reduce our client’s exposure to estate taxes and probate costs to better preserve the estate assets. Furthermore, our estate planning strategies are inclusive of contingencies for unique risks which occur in old age such as mental or physical illnesses and incapacitation.
Tax Efficient Strategies
Managing your tax liabilities throughout your life and especially in retirement can significantly influence your lifestyle and estate tax obligations for loved ones. We can collaborate with your CPA and Estate Attorney to implement tax-efficient investing strategies to preserve your wealth for you and the next generation. Taxes are ultimately a function of legislation so for good measure, we stay current on legislative proposals to help our clients navigate an ever-changing political landscape and resulting financial impacts.
Business Owners & Executive Services
The challenges facing business owners and corporate executives are unlike those facing typical investors. We help business owner clients make informed decisions by providing education, industry insights and planning services on governance, business transition and succession. On the other hand, we help executives manage their stock-based benefits from their employers which can come in a variety of forms and through various programs. Executives should also consider regulations because many of them have access to material nonpublic information.
Philanthropy & Charitable Giving
Charitable giving can be confusing to navigate as clients begin to consider their legacy with impact as their end goal. We help many of our clients implement charitable giving plans so they can contribute to causes close to their hearts while enjoying the tax advantages of donating. Selecting the right approach for each individual situation allows us to guide our clients to give more effectively and efficiently.
Risk Management
One of the essential aspects of investing is discussing the importance of balancing portfolio risk with potential returns. Before implementing new investments, we communicate risk-reward metrics so our clients can be comfortable with risks associated with each asset they own. With the analysis provided, our clients can make calculated risks and educated decisions about reallocating assets, making new investments, or staying the course, depending on their situation, goals, and preferences.
Elder Care
For the first time in history, people age 60 years and older will outnumber children younger than five years. (Information and statistics were obtained from the U.S. Census Bureau) This segment of the population is increasingly susceptible to financial exploitation, abuse, and manipulation. We take proactive steps to protect our aging clients by making sure the right legal tools are in place to prevent possible financial exploitation.
Education Funding
There are multiple ways to effectively save and invest for the purpose of funding educational expenses. We can help our clients determine which strategies will work best to position themselves and their children for long-term success. There are several outcomes and potential circumstances to consider such how your decisions in will affect financial aid eligibility or what happens if a future scholarship makes your educational saving plan unnecessary.
Insurance
We help our clients determine the appropriate type of insurance necessary to protect you and your family and/or business from life’s uncertainties. Additionally, we help them leave a legacy for future generations. Given our independent practice has access to many top insurance carriers, we pride ourselves on helping our clients find the best value for their dollar in accordance with their insurance needs.